Investors think of the Public Provident Fund as an old, reliable and assured return option. It is an illusion as you are losing out on a large chunk of money which could be made if you invested through Equity (nearly 21 lakhs). Let us explain how: If you have been investing in PPF and plan to continue investing Rs 1.5 lakh annually for 15 years (because PPF investments … [Read more...] about Choose ELSS over PPF – Here’s Why!
Mutual Funds
Index Funds Might Be a Better Choice for the New Investor
In India, inflow of domestic investors money in equity (Mutual Fund) has been increasing significantly over the past few decades. For those still in woods, a mutual fund is a professionally managed investment scheme run by an asset management firm that accumulates people's money and invest them in stocks, bonds and other securities. You can start investing a little as … [Read more...] about Index Funds Might Be a Better Choice for the New Investor
Beginner’s Guide: How to Start Investing
As Robert G. Allen rightly said: "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." Investing is all about making Money, and that’s pretty tough to do if you are scared to get out of the safe path. The bottom line is that- If you are trying to make money, then you can’t afford to keep all your funds in saving … [Read more...] about Beginner’s Guide: How to Start Investing
Mutual Fund Managers Invest in their Own Schemes?
Recently Value Research studied the actively managed equity funds to assess, where fund manager and board of directors of the fund houses have invested their own money. Study showed that in 113 equity funds with total asset under management of 5.5 lakh Crore, near about of 2,069 crore amount has been invested by board of directors, fund managers and other key managerial … [Read more...] about Mutual Fund Managers Invest in their Own Schemes?
Mutual Fund SIP: Why You Shouldn’t Stop Your Mutual Fund Sips in The Falling Market.
When market falls, it tempts you to stop your sip! Like since February market is falling, and your portfolio must be showing in Red. Obviously! Any retail or new investors will be afraid of seeing his portfolio and would always think to stop the new investments (Stop the sip) and withdraw the invested money. However, this isn't the time to stop SIPs. Why? For SIP to be … [Read more...] about Mutual Fund SIP: Why You Shouldn’t Stop Your Mutual Fund Sips in The Falling Market.