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Imagine a game of football with a slight twist - it’s a Manchester United versus Chelsea. There’s a van persie and Rooney and Terry. But there are no goalposts. What would happen? The players would dribble and pass- but not know what to do after that. They wouldn’t know in which direction to kick the ball. The defenders would have nothing to defend. And while Rooney would probably still swerve that free kick, he would have no longer target to ...
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In India, inflow of domestic investors money in equity (Mutual Fund) has been increasing significantly over the past few decades. For those still in woods, a mutual fund is a professionally managed investment scheme run by an asset management firm that accumulates people's money and invest them in stocks, bonds and other securities. You can start investing a little as much as with Rs 500 from a mutual fund, a simple Google search would through up numerous  large cap equity fund ...
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As Robert G. Allen rightly said: "How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." Investing is all about making Money, and that’s pretty tough to do if you are scared to get out of the safe path. The bottom line is that- If you are trying to make money, then you can’t afford to keep all your funds in saving accounts that are hardly earning interest (Merely 3.5-4%) To ...
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Survey after survey reveals the worrisome state of retirement savings in the India. 24 Aug 2017, RBI survey revealed that,77% of Indian households either do not expect to retire, or have not actively planned for retirement, Interestingly, despite the large share of real estate in household wealth, only very few households expect to benefit from this part of accumulated wealth to finance expenses in old age. Instead, most households (more than 50% of the population) expect to rely heavily on ...
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Recently Value Research studied the actively managed equity funds to assess, where fund manager and board of directors of the fund houses have invested their own money. Study showed that in 113 equity funds with total asset under management of 5.5 lakh Crore, near about of 2,069 crore amount has been invested by board of directors, fund managers and other key managerial personnel. It indicates that fund houses definately encourage senior management to invest in their own funds. This will ...
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When market falls, it tempts you to stop your sip! Like since February market is falling, and your portfolio must be showing in Red. Obviously! Any retail or new investors will be afraid of seeing his portfolio and would always think to stop the new investments (Stop the sip) and withdraw the invested money. However, this isn't the time to stop SIPs. Why? For SIP to be effective and deliver the entire potential returns, it must go through all the ...
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What would you do if you don’t have enough savings and require additional funding to pay your medical bills, or looking for down payment for New car, plan a wedding or take a family vacation? In the current world there is easy access to funding in the form of personal loans. You may go for personal loans for your life goals or in case of emergency. What you understand about Personal loans: Personal loans are the unsecured loans without any ...
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The commercial real estate (CRE) industry is comprised of many different types of service providers, including property management, brokerage firms, banks, and other types of lenders. When a CRE transaction takes place, there are various operators involved, requiring extensive sharing of official property documents, and financial information which need to be validated. The requirements for validating all information across all parties slows down the speed of each transaction, which can take weeks and months to complete. Many CRE firms have ...
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We had discussed about the Regular and Direct plans in our earlier blog post, where we have tried to reveal the benefits to invest in Direct plans, as someone rightly said, “Little drops of water make the mighty ocean.” and this is true with the Direct plan in context of Mutual funds. Only 10,000 Rs monthly investments with a difference of 1.10% (in expense ratio) may not seem a lot, but with the compounding effect on it may fetch you ...
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All mutual fund schemes offer two plan- Regular and Direct Plans. In Regular plan investors invest through the intermediary and commission paid (distribution cost) to Brokers/Intermediary by the AMC to facilitate the transaction, which is charged daily as a small part in the expense ratio from the fund NAV (Net asset value) But in Direct plan, you can invest without involvement of an intermediary, there is no any embedded commission involved in the expense ratio, you save that commission which ...
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